Florida Cities sorted by County

Alachua Alachua County

Alafaya Orange County

Alford Jackson County

Alligator Point Wakulla County

Aloma Orange County

Altamonte Seminole County

Altamonte Springs Seminole County

Altha Calhoun County

Altoona Lake County

Alturas Polk County

Alva Lee County

Amelia City Nassau County

Amelia Island Nassau County

Amelia Village Nassau County

Anna Maria Manatee County

Anthony Marion County

Apalachicola Franklin County

Apollo Annex Brevard County

Apollo Beach Hillsborough County

Apopka Orange County

Arcadia DeSoto County

Archer Alachua County

Argyle Walton County

Aripeka Pasco County

Armstrong St. Johns County

Astatula Lake County

Astor Lake County

Atlantic Broward County

Atlantic Beach Duval County

Atlantis Palm Beach County

Auburndale Polk County

Aventura Miami-Dade County

Avon Park Highlands County

Avon Park AFB Highlands County

Avon Park Lakes Highlands County

Azalea Park Orange County

Babson Park Polk County

Bagdad Santa Rosa County

Baker Okaloosa County

Bal Harbour Miami-Dade County

Baldwin Duval County

Balm Hillsborough County

Barberville Volusia County

Barefoot Bay Brevard County

Barefoot Beach Lee County

Barnett Bank Orange County

Barry University Miami-Dade County

Bartow Polk County

Bascom Jackson County

Basinger Okeechobee County

Bay Harbor Islands Miami-Dade County

Bay Lake Orange County

Bay Pines Pinellas County

Bayonet Point Pasco County

Bayshore Gardens Manatee County

Bearss Plaza Hillsborough County

Bell Gilchrist County

Belle Glade Palm Beach County

Belle Isle Orange County

Belleair Pinellas County

Belleair Beach Pinellas County

Belleair Bluffs Pinellas County

Belleair Shore Pinellas County

Belleair Shores Pinellas County

Belleview Marion County

Bellview Escambia County

Beverly Beach Flagler County

Beverly Hills Citrus County

Big Coppitt Key Monroe County

Big Pine Key Monroe County

Big Torch Key Monroe County

Biscayne Gardens Miami-Dade County

Biscayne Park Miami-Dade County

Blountstown Calhoun County

Blue Lagoon Miami-Dade County

Boca Grande Lee County

Boca Raton Palm Beach County

Boca Rio Br Palm Beach County

Bokeelia Lee County

Bonaventure Broward County

Bonifay Holmes County

Bonita Beach Lee County

Bonita Springs Lee County

Bostwick Putnam County

Bowling Green Hardee County

Boynton Beach Palm Beach County

Braden River Manatee County

Bradenton Manatee County

Bradenton Beach Manatee County

Bradley Polk County

Brandon Hillsborough County

Branford Suwannee County

Brickell Miami-Dade County

Briny Breezes Palm Beach County

Bristol Liberty County

Broadway Hillsborough County

Bronson Levy County

Brooker Bradford County

Brooksville Hernando County

Brooksville Pasco County

Broward Mall Broward County

Bryant Palm Beach County

Bryceville Nassau County

Buena Ventura Lakes Osceola County

Bunnell Flagler County

Bushnell Sumter County

Callahan Nassau County

Callaway Bay County

Campbellton Jackson County

Canal Point Palm Beach County

Candler Marion County

Cantonment Escambia County

Cape Canaveral Brevard County

Cape Coral Lee County

Cape Haze Charlotte County

Captiva Lee County

Carl Fisher Miami-Dade County

Carol City Miami-Dade County

Carrabelle Franklin County

Carrollwood Hillsborough County

Caryville Washington County

Cassadaga Volusia County

Casselberry Seminole County

Cecil Field Naval Air Statio Duval County

Cedar Grove Bay County

Cedar Hammock Manatee County

Cedar Key Levy County

Celebration Osceola County

Center Hill Sumter County

Centerville Leon County

Century Escambia County

Chattahoochee Gadsden County

Chiefland Levy County

Chipley Washington County

Chokoloskee Collier County

Christmas Orange County

Chuluota Seminole County

Cinco Bayou Okaloosa County

Citra Marion County

Citrus Ridge Indian River County

Citrus Springs Citrus County

City of Sunrise Broward County

Clarcona Orange County

Clarksville Calhoun County

Clearwater Pinellas County

Clearwater Beach Pinellas County

Clermont Lake County

Clewiston Hendry County

Cloud Lake Palm Beach County

Cocoa Brevard County

Cocoa Beach Brevard County

Coconut Creek Broward County

Coconut Grove Miami-Dade County

Coleman Sumter County

Conch Key Monroe County

Connersville Polk County

Cooper City Broward County

Copeland Collier County

Coral Miami-Dade County

Coral Gables Miami-Dade County

Coral Reef Broward County

Coral Springs Broward County

Cortez Manatee County

Cottondale Jackson County

Crawfordville Wakulla County

Crescent Beach Sarasota County

Crescent City Putnam County

Crestview Okaloosa County

Cross City Dixie County

Cross Creek Alachua County

Cross Key Monroe County

Crossings Miami-Dade County

Crossroads Pinellas County

Crystal Beach Pinellas County

Crystal River Citrus County

Crystal Springs Pasco County

Cudjoe Key Monroe County

Cutler Ridge Miami-Dade County

Cypress Jackson County

Cypress Gardens Polk County

Dade City Pasco County

Dania Broward County

Dania Beach Broward County

Davenport Polk County

Davie Broward County

Day Lafayette County

Daytona Beach Volusia County

Daytona Beach Shores Volusia County

De Bary Volusia County

De Funiak Springs Walton County

De Land Volusia County

De Leon Springs Volusia County

De Soto Square Mall Hernando County

Deer Island Lake County

Deerfield Beach Broward County

Defuniak Springs Walton County

Delray Beach Palm Beach County

Deltona Volusia County

Destin Okaloosa County

Dinsmore Duval County

Disston Plaza Pinellas County

Dixieland Polk County

Doctors Inlet Clay County

Dona Vista Lake County

Doral Miami-Dade County

Doral Branch Miami-Dade County

Dover Hillsborough County

Downtown Volusia County

Dr Martin Luther King Jr Miami-Dade County

Duck Key Monroe County

Duette Hardee County

Dundee Polk County

Dunedin Pinellas County

Dunnellon Citrus County

Dunnellon Marion County

Durant Hillsborough County

Eagle Lake Polk County

Earleton Alachua County

East Lake Hillsborough County

East Lake Park Hillsborough County

East Palatka Putnam County

East Rockland Key Monroe County

Eastlake Weir Marion County

Eastpoint Franklin County

Eaton Park Polk County

Eatonville Orange County

Eau Gallie Brevard County

Ebro Washington County

Edgar Putnam County

Edgewater Volusia County

Edgewood Orange County

Eglin AFB Okaloosa County

Egypt Lake Hillsborough County

El Jobean Charlotte County

El Portal Miami-Dade County

Elfers Pasco County

Elkton St. Johns County

Ellenton Manatee County

Eloise Polk County

Englewood Charlotte County

Englewood Sarasota County

Englewood Beach Sarasota County

Enterprise Volusia County

Estero Lee County

Esto Holmes County

Euclid Pinellas County

Eustis Lake County

Everglades Collier County

Everglades City Collier County

Evinston Alachua County

Fairfield Marion County

Fanning Springs Dixie County

Fedhaven Polk County

Felda Hendry County

Fellsmere Indian River County

Fern Park Seminole County

Fernandina Beach Nassau County

Ferndale Lake County

Fiesta Key Monroe County

Fifty Seventh Avenue Manatee County

Financial Plaza Broward County

First Union Orange County

Fisher Island Miami-Dade County

Five Points Beckers Nassau County

FL State Lot Leon County

Flagler Beach Flagler County

Flamingo Lodge Miami-Dade County

Fleming Island Clay County

Flemington Marion County

Florahome Putnam County

Floral City Citrus County

Florence Villa Polk County

Florida City Miami-Dade County

Forest City Seminole County

Forest Hills Hillsborough County

Fort Lauderdale Broward County

Fort Mc Coy Marion County

Fort Meade Polk County

Fort Myers Lee County

Fort Myers Beach Lee County

Fort Ogden DeSoto County

Fort Pierce St. Lucie County

Fort Walton Beach Okaloosa County

Fort White Columbia County

Fountain Bay County

Freeport Walton County

Frostproof Polk County

Fruitland Park Lake County

Fruitville Sarasota County

Gables by the Sea Miami-Dade County

Gainesville Alachua County

Garden Grove Hernando County

Geneva Seminole County

Georgetown Putnam County

Gibsonia Polk County

Gibsonton Hillsborough County

Gifford Indian River County

Glen Ridge Palm Beach County

Glen St. Mary Baker County

Glenwood Volusia County

Golden Beach Miami-Dade County

Golden Gate Collier County

Golden Isles Broward County

Golden Shores Miami-Dade County

Goldenrod Seminole County

Golf Palm Beach County

Gonzalez Escambia County

Good Samaritan Osceola County

Goodland Collier County

Gordonville Polk County

Gotha Orange County

Goulds Miami-Dade County

Graceville Jackson County

Graham Bradford County

Grand Island Lake County

Grand Ridge Jackson County

Grandin Putnam County

Grant Brevard County

Grassy Key Monroe County

Green Cove Springs Clay County

Greenacres Palm Beach County

Greensboro Gadsden County

Greenville Madison County

Greenwood Jackson County

Grenelefe Polk County

Gretna Gadsden County

Grove City Sarasota County

Groveland Lake County

Gulf Breeze Santa Rosa County

Gulf Hammock Levy County

Gulf Stream Palm Beach County

Gulfport Pinellas County

Haines City Polk County

Haines Creek Lake County

Hallandale Broward County

Hallandale Beach Broward County

Hampton Bradford County

Harold Santa Rosa County

Harris Corp Brevard County

Hastings St. Johns County

Havana Gadsden County

Haverhill Palm Beach County

Hawthorne Alachua County

Hernando Citrus County

Hernando Beach Hernando County

Hialeah Miami-Dade County

Hialeah Gardens Miami-Dade County

Hialeah Lakes Miami-Dade County

Hiawassee Orange County

High Springs Alachua County

Highland Beach Palm Beach County

Highland City Polk County

Highland Park Polk County

Hillcrest Broward County

Hillcrest Heights Polk County

Hilldale Hillsborough County

Hilliard Nassau County

Hillsboro Beach Broward County

Hobe Sound Martin County

Holder Citrus County

Holiday Pasco County

Hollister Putnam County

Holly Hill Volusia County

Hollywood Broward County

Holmes Beach Manatee County

Holt Okaloosa County

Homeland Polk County

Homestead Miami-Dade County

Homosassa Citrus County

Homosassa Springs Citrus County

Horseshoe Beach Dixie County

Hosford Liberty County

Howey-in-the-Hills Lake County

Hudson Pasco County

Hunt Club Orange County

Hurlburt Field Okaloosa County

Hutchinson Beach Martin County

Hutchinson Island St. Lucie County

Hypoluxo Palm Beach County

Immokalee Collier County

Indialantic Brevard County

Indian Creek Miami-Dade County

Indian Harbor Beach Brevard County

Indian Harbour Beach Brevard County

Indian Lake Estates Polk County

Indian River Shores Indian River County

Indian Rocks Beach Pinellas County

Indian Shores Pinellas County

Indiantown Martin County

Inglis Levy County

Interbay Hillsborough County

Intercession City Osceola County

Interchange Square Brevard County

Interlachen Putnam County

Inverness Citrus County

Inverrary Broward County

Irvine Marion County

Islamorada Monroe County

Island Grove Alachua County

Istachatta Hernando County

Jacksonville Duval County

Jacksonville St. Johns County

Jacksonville Beach Duval County

Jacob City Jackson County

Jan Phyl Village Polk County

Jasper Hamilton County

Jay Santa Rosa County

Jennings Hamilton County

Jensen Beach Martin County

Jog Road Palm Beach County

Johns Pass Pinellas County

Juno Beach Palm Beach County

Jupiter Palm Beach County

Jupiter Inlet Colony Palm Beach County

Jupiter Island Martin County

Kathleen Polk County

Kenansville Osceola County

Kendall Miami-Dade County

Kenneth City Pinellas County

Key Biscayne Miami-Dade County

Key Colony Beach Monroe County

Key Largo Monroe County

Key West Monroe County

Keystone Heights Clay County

Keystone Islands Miami-Dade County

Killarney Orange County

Kinard Calhoun County

Kissimmee Osceola County

Kissimmee Polk County

La Belle Hendry County

La Crosse Alachua County

La Gorce Island Miami-Dade County

Labelle Hendry County

Lacoochee Pasco County

Lady Lake Lake County

Lady Lake Sumter County

Lake Alfred Polk County

Lake Buena Vista Orange County

Lake Butler Union County

Lake Carroll Hillsborough County

Lake City Columbia County

Lake Clarke Shores Palm Beach County

Lake Como Putnam County

Lake Garfield Polk County

Lake Geneva Clay County

Lake Hamilton Polk County

Lake Harbor Palm Beach County

Lake Helen Volusia County

Lake Mary Seminole County

Lake Monroe Seminole County

Lake Panasoffkee Sumter County

Lake Park Palm Beach County

Lake Placid Highlands County

Lake Wales Polk County

Lake Worth Palm Beach County

Lakeland Polk County

Lakeshore Polk County

Lamont Jefferson County

Lanark Village Franklin County

Land O' Lakes Pasco County

Lantana Palm Beach County

Largo Pinellas County

Lauder Hill Broward County

Lauderdale Isles Broward County

Lauderdale Lakes Broward County

Lauderdale-by-the-Sea Broward County

Lauderhill Broward County

Laurel Sarasota County

Laurel Hill Okaloosa County

Lawtey Bradford County

Layton Monroe County

Lazy Lake Broward County

Lecanto Citrus County

Lee Madison County

Leesburg Lake County

Lehigh Lee County

Lehigh Acres Lee County

Leisure City Miami-Dade County

Lighthouse Point Broward County

Lithia Hillsborough County

Little Torch Key Monroe County

Live Oak Suwannee County

Lloyd Jefferson County

Locac Miami-Dade County

Local Miami-Dade County

Lochloosa Alachua County

Lockhart Orange County

Long Boat Key Manatee County

Long Key Monroe County

Longwood Seminole County

Lorida Highlands County

Loughman Polk County

Lowell Marion County

Lower Matecumbe Key Monroe County

Lower Sugarloaf Key Monroe County

Loxahatchee Palm Beach County

Ludlam Miami-Dade County

Lulu Columbia County

Lutz Hillsborough County

Lynn Haven Bay County

Macclenny Baker County

Macdill AFB Hillsborough County

Madeira Beach Pinellas County

Madison Madison County

Maimi Miami-Dade County

Maitland Orange County

Malabar Brevard County

Malone Jackson County

Manalapan Palm Beach County

Manasota Manatee County

Mango Hillsborough County

Mangonia Park Palm Beach County

Marathon Monroe County

Marathon Shores Monroe County

Marco Island Collier County

Margate Broward County

Marianna Jackson County

Marineland St. Johns County

Mary Esther Okaloosa County

Masaryktown Hernando County

Mascotte Lake County

Matecumbe Key Monroe County

Matlacha Lee County

Mayo Lafayette County

Mayport Duval County

McAlpin Suwannee County

McIntosh Marion County

Medley Miami-Dade County

Melbourne Brevard County

Melbourne Beach Brevard County

Melbourne Village Brevard County

Melrose Putnam County

Merritt Island Brevard County

Metro Market Orange County

Mexico Beach Bay County

Miami Miami-Dade County

Miami Beach Miami-Dade County

Miami Gardens Miami-Dade County

Miami Lakes Miami-Dade County

Miami Shores Miami-Dade County

Miami Springs Miami-Dade County

Micanopy Alachua County

Micco Brevard County

Miccosukee Leon County

Mid Florida Seminole County

Mid Venice Sarasota County

Middle Torch Key Monroe County

Middleburg Clay County

Midway Gadsden County

Milam Dairy Miami-Dade County

Milligan Okaloosa County

Milton Santa Rosa County

Mims Brevard County

Minneola Lake County

Miramar Broward County

Miramar Beach Walton County

Modello Miami-Dade County

Molino Escambia County

Monticello Jefferson County

Montverde Lake County

Moore Haven Glades County

Morriston Levy County

Mossy Head Walton County

Mount Dora Lake County

Mount Pleasant Gadsden County

Mount Plymouth Lake County

Mulberry Polk County

Munson Island Monroe County

Murdock Charlotte County

Myakka City Manatee County

Nalcrest Polk County

Naples Collier County

Naranja Miami-Dade County

Navarre Santa Rosa County

Neptune Beach Duval County

New Port Richey Pasco County

New Smyrna Beach Volusia County

Newberry Alachua County

Niceville Okaloosa County

Nichols Polk County

Nobleton Hernando County

Nocatee DeSoto County

Nokomis Sarasota County

Noma Holmes County

Normandy Miami-Dade County

Normandy Isle Miami-Dade County

North Bay Village Miami-Dade County

North Fort Myers Lee County

North Lauderdale Broward County

North Miami Miami-Dade County

North Miami Beach Miami-Dade County

North Palm Beach Palm Beach County

North Port Sarasota County

North Redington Beach Pinellas County

Northdale Hillsborough County

Northwood Palm Beach County

O Brien Suwannee County

Oak Hill Volusia County

Oakland Orange County

Oakland Park Broward County

Ocala Marion County

Ocean Breeze Park Martin County

Ocean Reef Monroe County

Ocean Reef Club Monroe County

Ocean Ridge Palm Beach County

Ochopee Collier County

Ocklawaha Marion County

Ocoee Orange County

Odessa Hillsborough County

Ojus Miami-Dade County

Okahumpka Lake County

Okeechobee Okeechobee County

Old Town Dixie County

Oldsmar Pinellas County

Olustee Baker County

Olympia Heights Miami-Dade County

Ona Hardee County

One Financial Plaza Broward County

Oneco Manatee County

Opa-locka Miami-Dade County

Orange City Volusia County

Orange Lake Marion County

Orange Park Clay County

Orange Springs Marion County

Orchid Indian River County

Orlando Brevard County

Orlando Orange County

Orlo Vista Orange County

Ormond Beach Volusia County

Osprey Sarasota County

Osteen Volusia County

Otter Creek Levy County

Overstreet Gulf County

Oviedo Seminole County

Oxford Sumter County

Ozona Pinellas County

Pace Santa Rosa County

Page Field Lee County

Pahokee Palm Beach County

Paisley Lake County

Palatka Putnam County

Palm Bay Brevard County

Palm Bay West Brevard County

Palm Beach Palm Beach County

Palm Beach Gardens Palm Beach County

Palm Beach Gardens Mall Palm Beach County

Palm Beach Shores Palm Beach County

Palm City Martin County

Palm Coast Flagler County

Palm Harbor Pinellas County

Palm River Hillsborough County

Palm Shores Brevard County

Palm Springs Palm Beach County

Palm Springs North Miami-Dade County

Palma Ceia Hillsborough County

Palma Sola Manatee County

Palmdale Glades County

Palmetto Manatee County

Palmetto Bay Miami-Dade County

Palms Central Palm Beach County

Palms West Palm Beach County

Panacea Wakulla County

Panama City Bay County

Panama City Beach Bay County

Parker Bay County

Parkland Broward County

Parrish Manatee County

Pasadena Pinellas County

Pass A Grill Beach Pinellas County

Patrick AFB Brevard County

Paxton Walton County

Pembroke Lakes Broward County

Pembroke Park Broward County

Pembroke Pines Broward County

Peninsula Hillsborough County

Penney Farms Clay County

Pensacola Escambia County

Pensacola Beach Santa Rosa County

Perdido Key Escambia County

Perrine Miami-Dade County

Perry Taylor County

Pierson Volusia County

Pine Castle Orange County

Pine Hills Orange County

Pinecastle Orange County

Pinecraft Sarasota County

Pinecrest Miami-Dade County

Pineland Lee County

Pinellas Park Pinellas County

Pinetta Madison County

Placida Charlotte County

Plant City Hillsborough County

Plantation Broward County

Plantation Key Monroe County

Plymouth Orange County

Poinciana Osceola County

Poinciana Polk County

Point Washington Walton County

Polk City Polk County

Pomona Park Putnam County

Pompano Beach Broward County

Ponce de Leon Holmes County

Ponce Inlet Volusia County

Ponte Vedra St. Johns County

Ponte Vedra Beach St. Johns County

Port Canaveral Brevard County

Port Charlotte Charlotte County

Port Everglades Broward County

Port La Belle Hendry County

Port Orange Volusia County

Port Richey Pasco County

Port Saint John Brevard County

Port Salerno Martin County

Port St. Joe Gulf County

Port St. Lucie St. Lucie County

Port Tampa City Hillsborough County

Princeton Miami-Dade County

Produce Hillsborough County

Progress Village Hillsborough County

Punta Gorda Charlotte County

Putnam Hall Putnam County

Quail Heights Miami-Dade County

Quincy Gadsden County

Raccoon Key Monroe County

Raiford Union County

Ralston Beach Hillsborough County

Ramrod Key Monroe County

Reddick Marion County

Redington Beach Pinellas County

Redington Shores Pinellas County

Redland Miami-Dade County

Richland Pasco County

Richmond Heights Miami-Dade County

Ridge Manor Pasco County

Ridge Manor Estates Sumter County

River Ranch Polk County

Riverland Broward County

Riverview Hillsborough County

Riviera Beach Palm Beach County

Rockledge Brevard County

Rolling Acres Hernando County

Roseland Indian River County

Rosemary Beach Walton County

Rotonda West Charlotte County

Royal Palm Beach Palm Beach County

Rubonia Manatee County

Ruskin Hillsborough County

Safety Harbor Pinellas County

Salem Taylor County

Salt Springs Marion County

Samoset Manatee County

San Antonio Pasco County

San Carlos Park Lee County

San Mateo Putnam County

Sand Lake Orange County

Sanderson Baker County

Sanford Seminole County

Sanibel Lee County

Santa FE Alachua County

Santa Rosa Beach Walton County

Sarasota Manatee County

Sarasota Sarasota County

Satellite Beach Brevard County

Satsuma Putnam County

Scottsmoor Brevard County

Sea Ranch Lakes Broward County

Sebastian Brevard County

Sebastian Indian River County

Sebring Highlands County

Seffner Hillsborough County

Seminole Pinellas County

Seminole Heights Hillsborough County

Seven Springs Pasco County

Seville Volusia County

Sewalls Point Martin County

Sewall's Point Martin County

Seybold Miami-Dade County

Shady Grove Taylor County

Shady Hills Pasco County

Shalimar Okaloosa County

Sharpes Brevard County

Silver Springs Marion County

Singer Island Palm Beach County

Snapper Creek Miami-Dade County

Snapper West Annex Miami-Dade County

Sneads Jackson County

Sopchoppy Wakulla County

Sorrento Lake County

South Bay Palm Beach County

South Creek Orange County

South Daytona Volusia County

South Florida Broward County

South Lake Wales Polk County

South Miami Miami-Dade County

South Miami Heights Miami-Dade County

South Palm Beach Palm Beach County

South Pasadena Pinellas County

South Venice Sarasota County

Southport Bay County

Southside Polk County

Southwest Ranches Broward County

Sparr Marion County

Spring Hill Hernando County

Spring Hill Pasco County

Springfield Bay County

St. Augustine St. Johns County

St. Augustine Beach St. Johns County

St. Cloud Osceola County

St. George Island Franklin County

St. James City Lee County

St. Leo Pasco County

St. Lucie St. Lucie County

St. Lucie West St. Lucie County

St. Marks Wakulla County

St. Pete Beach Pinellas County

St. Petersburg Pinellas County

St. Teresa Wakulla County

Starke Bradford County

Steinhatchee Taylor County

Stock Island Monroe County

Stuart Martin County

Stuart Annex Martin County

Sugarloaf Monroe County

Sugarloaf Key Monroe County

Sugarloaf Shores Monroe County

Sulphur Springs Hillsborough County

Sumatra Liberty County

Summerfield Marion County

Summerland Key Monroe County

Sumterville Sumter County

Sun City Hillsborough County

Sun City Center Hillsborough County

Sunny Hills Washington County

Sunny Isles Beach Miami-Dade County

Sunnyside Bay County

Sunrise Broward County

Sunset Miami-Dade County

Sunset Island Miami-Dade County

Sunset Point Pinellas County

Suntree Brevard County

Suntrust Orange County

Surfside Miami-Dade County

Survey Creek Lee County

Suwanee Dixie County

Suwannee Dixie County

Sweetwater Miami-Dade County

Sweetwater Creek Hillsborough County

Sydney Hillsborough County

Taft Orange County

Tallahassee Leon County

Tallevast Manatee County

Tamarac Broward County

Tampa Hillsborough County

Tangerine Orange County

Tarpon Springs Pasco County

Tarpon Springs Pinellas County

Tavares Lake County

Tavernier Monroe County

Telogia Liberty County

Temple Terrace Hillsborough County

Tequesta Palm Beach County

Terra Ceia Manatee County

The Villages Lake County

Thomas Drive Bay County

Thonotosassa Hillsborough County

Tice Lee County

Tierra Verde Pinellas County

Titusville Brevard County

Town N Cntry Hillsborough County

Trail Annex Miami-Dade County

Treasure Coast Mall Martin County

Treasure Island Pinellas County

Trenton Gilchrist County

Trilby Pasco County

Tropic Indian River County

Turkey Creek Hillsborough County

Tuskawilla Seminole County

Twin Lake Hillsborough County

Tyndall AFB Bay County

Uleta Miami-Dade County

Umatilla Lake County

Union Park Orange County

Upper Key Largo Monroe County

Upper Matecumbe Key Monroe County

Upper Sugarloaf Key Monroe County

Valkaria Brevard County

Valparaiso Okaloosa County

Valrico Hillsborough County

Vanderbilt Beach Collier County

Venetian Islands Miami-Dade County

Venetian Shores Monroe County

Venice Sarasota County

Ventura Orange County

Venus Highlands County

Vernon Washington County

Vero Beach Indian River County

Viera Brevard County

Village of Golf Palm Beach County

Virginia Gardens Miami-Dade County

Wabasso Indian River County

Wacissa Jefferson County

Wahneta Polk County

Wakulla Springs Wakulla County

Walden Lake Hillsborough County

Waldo Alachua County

Walnut Hill Escambia County

Wauchula Hardee County

Wausau Washington County

Waverly Polk County

Webster Sumter County

Weeki Wachee Hernando County

Weeki Wachee Pasco County

Weirsdale Marion County

Wekiva Springs Seminole County

Welaka Putnam County

Wellborn Suwannee County

Wellington Palm Beach County

Wesley Chapel Pasco County

West Bradenton Manatee County

West Delray Beach Palm Beach County

West Frost Proof Polk County

West Hollywood Broward County

West Kendall Miami-Dade County

West Lake Wales Polk County

West Melbourne Brevard County

West Miami Miami-Dade County

West Palm Beach Palm Beach County

West Panama City Beach Bay County

Westchester Miami-Dade County

Westgate Contract Branch Manatee County

Weston Broward County

Weston Branch Broward County

Westside Branch Broward County

Westville Holmes County

Wewahitchka Calhoun County

Wewahitchka Gulf County

White Springs Hamilton County

Whitehouse Duval County

Wildwood Sumter County

Williams Island Miami-Dade County

Williston Levy County

Wilton Manors Broward County

Wimauma Hillsborough County

Windermere Orange County

Windley Key Monroe County

Winter Beach Indian River County

Winter Garden Orange County

Winter Haven Polk County

Winter Park Orange County

Winter Springs Seminole County

Woodville Leon County

Worthington Springs Union County

Yalaha Lake County

Yankeetown Levy County

Ybor City Hillsborough County

Youngstown Bay County

Yulee Nassau County

Zellwood Orange County

Zephyrhills Pasco County

Zolfo Springs Hardee County

Notary Acknowledgement

For those of you who may need a Jurat or Notary Acknowledgement here is a sample:





Notary Acknowledgement

State of Florida
County of ______________________________________ )

On ____________________________________________ before me (the undersigned notary)


_________________________________________________
personally appeared and is personally known to me or proved to me on the basis of satisfactory evidence ( in the form of a ___________________________________ as positive identification )
to be the person(s) whose name(s) is/are subscribed to the here within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instruments the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. And also did/ did not take an oath.

Document: ____________________________________________________








WITNESS my hand and official seal.


______________________________________
Notary Public for the State of Florida

(this area for official notarial seal)

Commission Expires: ___________

Training, training and more training

Proper training is everything. When you become a notary public it doesn't mean you are simultaneously a signing agent. The proper training is critical to your success. There are many avenues you can travel down to get the proper training. Do your research on line. Read blogs and message boards alike. There are many web sites with training information. I recommend "Just Point and Sign". The program is simple and teaches all of the fundamentals. For anyone that is serious about closing loans as a career, it is essential.

Who are you?

The Patriot Act was passed into law on October 24, 2001, just six weeks after the events of 9/11. The Act was recently extended and updated. You can read the Patriot Act online at this site: http://www.epic.org/privacy/terrorism/hr3162.html. Did you know that the USA PATRIOT ACT is actually an acronym? It stands for:

Uniting and

Strengthening

America by

Providing

Appropriate

Tools

Required to

Intercept and

Obstruct

Terrorism

The Patriot Act affects those of us in the lending & title industry. The main sections of the USA Patriot Act refer to major lines of defense that financial institutions can use to fight funding of terrorism. These lines include money laundering prevention, identification of politically exposed persons and customer identification verification. That is why now more than ever we are required to get proper documentation as to the identity of a borrower/buyer. Lenders are now requiring two forms of identification, primarily a driver's license and social security card. Other acceptable forms of identification may include the following:
U.S. Passport
Identification card issued by the U.S. Department of Justice, Immigration & Naturalization
Inmate Identification Card
Identification card issued by any branch of the U.S. Armed Forces
Identification Card issued by a territory of the U.S., Canada or Mexico
It is always wise to check with your lender or title company as to what their requirements are with regard to identification.

What is a mobile notary?

This definition is from www.123notary.com. What is a mobile notary? A mobile notary is a notary public who is mobile and travels to clients. Typically a mobile notary goes to anywhere from one to eight places per day. A mobile notary may charge the regular fee that notaries may charge in their state plus a travel fee. There are no legal regulations regarding travel fees. In California, many mobile notaries charge $30 for travel plus $10 per signature for example. Sometimes they charge extra for excessive waiting time. Sometimes they give clients a price break if the number of signatures is large. Some notaries only do local calls within several miles of their place of business or residence. Others often travel more than 50 miles on the average job. It depends on what kind of clients you have.

You are in charge!

With the business being slower throughout all Florida counties than what we have been accustomed to, it’s been a little bit of a struggle. This has lead to a lot of closers having gone out to find full or part time jobs to provide them a more steady income. With the increase in gas prices many Florida signing agents have reduced the territory they are willing to cover. It’s been difficult to maintain a good balance of closers as well as “error-free” closers.
If you want to remain invaluable as a signing agent and make the most of your business then I would like to make some suggestions. The worst part of the day is having to “fix” things with the client. I have a lot of trouble understanding certain mistakes like going out to a closing without a settlement statement or the lender package. Please make sure that you have a mortgage and a note at the closing table. Please call and ask the signing agent service anything that you are unsure of. You can never ask a stupid question. As far as neglecting to sign or notarize something, it can happen. Please try to check and double check your work. It’s a reflection on you as well as the signing company. On any assignment given please remember that anything you say to the borrower or the client is also a reflection on the signing service. Turnaround time is a critical factor. Please always do your best in contacting the customer when the order has been assigned to you and ship your completed package out as soon as possible via priority. Keep some letter and legal size paper with you in case you need it to receive an extra document or two at an alternate location. Reading is fundamental. Carefully read your instructions and keep them with you as there will be pertinent information included as well as phone numbers to call if there is a problem. Remember that you are the “custodian” of the documents and therefore the documents should never be left in the hands of the borrower, the broker or anyone else without specific permission. Finally, make sure that you are easy to contact. If you cannot be reached then you can’t get any assignments. Text messaging has been working out great! If you would like to receive assignments via text messaging please let your signing service know.
The internet is an outstanding tool and you should use it for a variety of things. You can look up phone numbers and do a reverse search for your borrowers. You can locate Fedex, UPS & DHL locations for drop off as well as make your labels on line. You can also locate print utility programs needed.

Attention fellow signing agents!

Have any of you encountered those “silly” identification forms that require the mobile notary to notarize their own signature? I have seen a lot of that lately and I ask you to not notarize your own signature PLEASE! Please advise the signing service or title company so that we may better “educate” our clients. Also, please let your signing service or title company know whenever documents are out of date. We can NEVER back date documents. In Addition, it is imperative that you are asking the borrowers to prepare photocopies of their identification for your arrival. Please include them in the completed packages going back to the client to comply with the Patriot Act requirements.
Do you carefully read your instructions and keep them with you? Typically there will be pertinent information included as well as phone numbers to call if there is a problem. Too often good closers become complacent and neglect to read and follow directions. Many times closers have someone else downloading their packages for them and that individual neglects to print the email that accompanies the download. You’re only as good as the customer thinks you are! Another word of advice is to be sure to get a phone number for any after hours problems or questions. And always leave a message at the office if possible. It’s imperative to keep the lines of communication open.
Use your tools. If you are looking for a company name or a customer name or phone number, try doing a reverse lookup on line. I use www.click-411.com as well as www.anywho.com all day long. You can also try 1-800-FREE- 411 for toll free directory assistance from any phone. It’s both money and time saving!

Notary and/or Closer Tips in Florida

Notary and/or Closer Tips in Florida

1. Call the borrowers immediately upon receipt of the order to confirm and/or schedule the appointment. Remember the appointment is scheduled at the borrower’s convenience, not yours. Some appointments may be pre-set for you. Do not attempt to adjust the appointment by more than 30 minutes, unless given approval. Advise of any changes. Please arrive on time. Notify the borrower even if you estimate to be 10 minutes late.

2. Upon speaking with the borrower, inquire about the borrower’s marital status as well as ask the borrowers to prepare photocopies of their identification to go back to the title company with the signed package. If you cannot obtain a copy of the borrower’s identification at closing, PLEASE have them fax a copy to the title company prior to funding.

3. Determine where the closing will be held, especially on investment or non owner occupied property.

4. Be sure to sign the Mortgage as the 1st witness, as well as completing the Notarization. Only (1) witness is required unless otherwise requested. Should you have a “Deed” in your package, “2” witnesses are required and the Florida Notary can be (1) witness. Ask the customer to provide an unrelated 2nd witness.

5. If problems arise with scheduling regarding the borrower’s or any other interested parties availability, advise immediately so that the lender has the opportunity to clear up any issues with the borrowers.

6. If you do not receive the loan documents, please check your order form for document delivery information. You may call the borrower to see if the package may have been sent to them.

7. If you have any difficulty downloading your loan documents please call immediately. You may be able to receive them in a different format.

8. Always print documents on LEGAL SIZE paper or choose paper source by .pdf paper size. You may arrange the documents to suit your comfort level.

9. Inspect the documents for correct names, dates, address etc. Please advise should there be any discrepancies. If documents require you to attach your own notary acknowledgement please do so.

10. Please dress professionally. You may be the only person they meet face to face in the transaction.

11. If the borrowers have questions regarding their loan that are not clearly covered in the loan documents, contact the loan officer immediately. You are not there to sell the loan for them. As a Florida Signing Agent you must NEVER express any opinion about rates or settlement costs.

12. Make sure the borrowers sign their names exactly as they appear on the documents. Typos on the borrower’s names or address may be corrected with permission from the title company. Always draw a single line through the error, correct and have initialed by the borrower.

13. Always use “blue ink” pens. Do not use black ink, unless specified in the closing instructions. Never use highlighter or white out anywhere in the loan package!

14. Please make sure borrower and spouse (if applicable) initial and sign all pages of the Mortgage and All RIDERS. Borrowers should initial all pages that do not require a signature, unless otherwise instructed by the lender or the title company. If in doubt, ASK.

15. Please make sure spouse signs the Mortgage and all riders, Truth in Lending and Right to Cancel even if their name is not printed on those documents. If it is their Homestead property, it is a requirement by law in the State of Florida. All Florida Mobile Notaries should be aware of this. Any questions please call the title company.

16. If problems arise during the closing, do not leave without speaking to either the title company or the broker.

17. When the closing is completed, please take a few minutes and go over all of the documents in the presence of the borrowers to be sure all the documents were either signed or initialed, including witnessed and Notary stamped.

18. You are the custodian of the documents. As a mobile loan closer you are NEVER to leave the original documents with the borrower, broker, realtor etc. unless specified.

19. Be sure to pick up any documents requested in the instructions. If applicable, be sure to pick up the certified funds requested as per the settlement statement made payable to the correct party. Take whatever documentation with you that the borrower has to offer (i.e. survey, POA, death certificate etc.) and include it in the loan package back to the title company.

20. Remember, as a witness only signing agent, you are only responsible for making sure the documents are executed properly and that the borrower understands the terms of what they are signing. You are NEVER to give any advice regarding the loan or fees, nor give any opinion on other loan companies or title companies.

21. Contact the title company to confirm the loan is closed and has been placed in overnight delivery. If you are given instructions to contact the broker/loan officer after the closing is completed PLEASE do so.

22. Please return loan documents as soon as possible. Attached with the loan documents you will find a return label or return information. Always ship late Friday’s closings on Saturday for Monday delivery. Please keep a copy of the tracking number for your invoice. Suggestion: If the air bill does not have a shipper name, use the same name as the receiver. I suggest you do not enter your name as the shipper. Should the account number be incorrect, the vendor will bill you for the charges.